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Your Next Investment Doesn’t Have to Look Like Your Last

When an investment you have held for years delivers a significant payout, your first instinct may be to find another opportunity that looks just like it. After all, why change…

2022-04-25

Finding the Middle Ground

Last week we discussed the Ostrich and Meerkat Effects. The Ostrich Effect refers to the idea that some investors metaphorically...

2022-04-18

Who are you in a crisis?

Close your eyes and imagine an ostrich. One of two images will most likely come to your mind- either an...

2022-04-11

Red Flags investors must avoid

Red flags are traditionally used to signal danger. There are many red flags waving in front of us in our...

2022-04-04

What to buy when interest rates are rising

Problem description: Higher interest rates have negative implications for many asset classes, not just fixed income assets. Higher interest rates...

2022-03-28

Risk on Risk off

With great risk comes great reward is a quote famously attributed to Thomas Jefferson. An investor’s risk tolerance is a...

2022-03-21

Interest rates on the rise

This week saw the US Federal reserve increasing interest rates for the first time since 2018. This has been done...

2022-03-14

“Down the Rabbit Hole”

February 24, 2022 will go down in infamy as the day Russia invaded Ukraine. In response, the West has never...

2022-03-07

Russia waging war on your investments?

Once you are part of the investment world you will quickly come to realize that investment returns are unpredictable and...

2022-02-28

Is Timing Everything?

“Time is Money” is a famous phrase attributed to Benjamin Franklin that many of us have heard before. So why...

2022-02-21

Bubbles & busts

In the realm of economics, a bubble refers to a period in which current prices of an asset greatly exceed...

2022-02-14

Keep cash but don’t leave it idle

It may be a good strategy to keep some cash as part of a well-balanced investment portfolio, for planned and...

2022-01-31

To Tender or Not to Tender?

Imagine you have been comfortably holding your bond for several years and you see on the financial news the issuers...

2022-01-24

What To Do When Your Fixed Income Investment Matures

Key Takeaways: Interest rate changes directly impact your reinvestment strategy and expected income. Callable bonds increase reinvestment risk in falling...

2022-01-17

What is Quantitative Tightening? A Guide for Investors

Understanding the Shift from QE to QT In earlier articles I covered the terms bond tapering and quantitative easing (QE...

2022-01-10

It’s a Jungle out there!

Ever noticed how many animal-related references are used in the finance world? In the past we have written articles about...

2022-01-03

Bond strategies in a rising interest rate environment

With higher interest rates on the horizon, investors may be hesitant to purchase bonds right now or be worried about...

2021-12-27

Are you a chicken counter or the boy who cried wolf?

How often have you heard someone say, “I made so much money in the stock market today”? I personally hear...

2021-12-20

Plotting the dots – crucial or cryptic?

With the U.S. Federal Reserve Bank (Fed) chairman, Jerome Powell, signaling a faster pace of tapering or reduction of monthly...

2021-12-13

The Hunt for Yields

As interest rates fluctuate or decline many investors often seek new products or consider restructuring their portfolio. Understandably declining rates...

2021-12-06

Income or growth?

Before making any investment decision, it is important to first determine the objective of the investment and how it is...

2021-11-29

Is speculating right for you?

Broadly speaking, financial markets are made up of investors and speculators. Investing and speculating are not the same. The terms...

2021-11-22

What is your risk profile?

Mirror mirror on the wall who is the savviest investor of them all? Many times, the new investor is looking...

2021-11-15

When your crystal ball doesn’t work so well – talking taper again!

In my July article, which was based on reasonable analyses and deductions, I predicted that the U.S. Federal Reserve Bank...

2021-11-08

Is investing only for the rich?

In a recent Sterling Asset Management panel discussion on Investing and Insurance, a question was raised that seems to be...

2021-11-01

Lifestyle Inflation

Congratulations you have finally gotten that promotion you have been working so hard for and with that promotion your salary...

2021-10-25

Adding bond funds to your portfolio

An investment fund is a financial vehicle that pools money contributed by a group of individuals to invest in different...

2021-10-18

To sell or not to sell – that is the question

Interest rates are low and have been for quite some time, so it may be hard to remember a time...