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When Higher Interest Rates Create Opportunity

For much of the past two years, investors have been asking the same question: When will interest rates come down? This month, the conversation changed. On September 16, the U.S….

2021-08-02

The numbers that matter

Bonds are fixed-income investments that many investors use for a steady stream of income, especially during retirement. When buying a...

2021-07-26

Why you should use a mortgage even when you have enough cash

Real estate is a popular component of most investment portfolios. Indeed, it is important to own one’s home and many...

2021-07-19

Let’s “taper” talk

“Fed Taper” talk is in the air again, well at least the talking about talking about phase which can be...

2021-07-12

Financial independence

The idea of financial independence (FI) can be different for many people. For some, the idea of FI is one...

2021-07-05

Misconceptions of investors who are young

There are many beliefs and misconceptions that are held by young investors today. Often great opportunities are lost because of...

2021-06-28

Time Horizon: Why It Should Shape Every Investment Decision

Key Takeaways: Your investment time horizon should directly determine risk level, asset choice, and portfolio structure. Investments that suit long-term...

2021-06-21

Time Horizon: The Foundation of Smart Investment Decisions

Key Takeaways: Your time horizon determines how much risk and volatility your investments can realistically tolerate. Matching investments to your...

2021-06-13

Diversification within asset class

Many investors often think of diversifying as having different investment managers and investing in different asset classes. However, there is...

2021-06-06

Repos and risk

Arguably one of the most popular investment products in Jamaica – the “repo”. Why do Jamaicans love repos so much?...

2021-05-23

The devil is in the details

As interest rates remain low, many issuers of debt (e.g. bonds, corporate notes, etc.) will look for possible ways of...

2021-05-16

Riding the waves of market volatility

Due to the heavy influx of news that we receive daily, you may have missed out on some financial news...

2021-05-09

Bull vs. Bear

How often have you heard the terms “bull” or “bear” used in the investing world to describe general actions, attitudes,...

2021-05-02

Predictable vs. Predictable

One of the many things I have observed during this pandemic is how similar people and Investments are. I know...

2021-04-25

You need to be flexible in your retirement planning

How often do you re-assess how much money you will need to last you through your retirement? Did you know...

2021-04-18

US equity markets – Beware the FOMO

The U.S. equity markets have attracted a lot of interest in recent months as the economic recovery takes shape (i.e.,...

2021-04-11

Good financial habits

The Planning and setting of goals are a very important part of our daily lives. This should also be applied...

2021-04-04

You are never too young to start investing

2020 saw extreme volatility in the investment market. Recent statistics suggest a significant increase in trading activity in the market...

2021-03-28

Simpler than a Bond

Simple can be considered as boring, but sometimes simple is exactly what we need. I recently met with a prospective...

2021-03-21

Why Mutual funds are a good substitute for a pension fund

According to FSC data, the total assets of the private pension plan industry as of September 30, 2020 stood at...

2021-03-14

Questions to ask your financial advisor!

All great relationships begin with trust and understanding. This applies in both personal and professional situations. Choosing a financial advisor...

2021-03-07

The paradox of rising bond prices while interest rates rise

You have probably heard the phrase that interest rates and bond prices move in opposite directions. That is, as interest...

2021-02-28

Less may be more (when it comes to investing across brokers)

Does it make sense to hold your investment portfolios with different financial institutions in case one runs into trouble? In...

2021-02-21

Where do you get your investment advice?

As investors we seek to make the best investment decisions with the intention of maximizing our returns. However, the reality...

2021-02-07

Myths about diversification Part 2

Important questions to ask when someone yells “diversification!” What are the metrics of diversification that really matter? Credit or Default...

2021-01-31

Myths about diversification Part 1

Diversification; be specific “Diversification” – hands down the most overused term in any industry. Why do people love this term...

2021-01-17

Deal or No Deal

The thought of shopping evokes different reactions from people, some people’s expressions light up at the thought of going shopping...

2020-03-08

How to invest amidst the Coronavirus

This week’s article answers some of the questions we have been asked about the CoronaVirus and its impact on your...