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Your Next Investment Doesn’t Have to Look Like Your Last

When an investment you have held for years delivers a significant payout, your first instinct may be to find another opportunity that looks just like it. After all, why change…

2021-10-11

Assessing the risk of default

Every investment has a probability of default – it has quantitative and qualitative components. If you are buying a bond...

2021-10-04

A deeper look at credit spreads

In an earlier article this year, I remarked that the paradox of bond prices rising as interest rates rise could...

2021-09-27

Investing my windfall

Everyone’s journey in life is different. We take different paths to achieving our goals and some paths may be more...

2021-09-20

Emotional investing

It is often quoted, “An investors worst enemy is not the market but his or her own emotions”. There are...

2021-09-13

Bond laddering for predictable cash flow

A popular investment strategy for an investor seeking a predictable cash flow is bond laddering. Bond laddering is in essence...

2021-09-06

Is volatility always a bad thing

There are always things happening to unnerve markets and cause volatility, from changes in commerce, to politics, to economic outcomes...

2021-08-30

Returns at different risk levels

It’s widely known that the return you earn is a function of the risk you take. Higher risk equals higher...

2021-08-23

Call and make me whole

One of the most overlooked features of a bond is a make-whole call provision but one can be forgiven for...

2021-08-16

Credit quality

In the investment world, the terms credit, credit risk and credit quality are repeatedly used when speaking about different asset...

2021-08-09

Setting financial goals

If you don’t know where you are going how will you get there? Many of us have an idea of...

2021-08-02

The numbers that matter

Bonds are fixed-income investments that many investors use for a steady stream of income, especially during retirement. When buying a...

2021-07-26

Why you should use a mortgage even when you have enough cash

Real estate is a popular component of most investment portfolios. Indeed, it is important to own one’s home and many...

2021-07-19

Let’s “taper” talk

“Fed Taper” talk is in the air again, well at least the talking about talking about phase which can be...

2021-07-12

Financial independence

The idea of financial independence (FI) can be different for many people. For some, the idea of FI is one...

2021-07-05

Misconceptions of investors who are young

There are many beliefs and misconceptions that are held by young investors today. Often great opportunities are lost because of...

2021-06-28

Time Horizon: Why It Should Shape Every Investment Decision

Key Takeaways: Your investment time horizon should directly determine risk level, asset choice, and portfolio structure. Investments that suit long-term...

2021-06-21

Time Horizon: The Foundation of Smart Investment Decisions

Key Takeaways: Your time horizon determines how much risk and volatility your investments can realistically tolerate. Matching investments to your...

2021-06-13

Diversification within asset class

Many investors often think of diversifying as having different investment managers and investing in different asset classes. However, there is...

2021-06-06

Repos and risk

Arguably one of the most popular investment products in Jamaica – the “repo”. Why do Jamaicans love repos so much?...

2021-05-23

The devil is in the details

As interest rates remain low, many issuers of debt (e.g. bonds, corporate notes, etc.) will look for possible ways of...

2021-05-16

Riding the waves of market volatility

Due to the heavy influx of news that we receive daily, you may have missed out on some financial news...

2021-05-09

Bull vs. Bear

How often have you heard the terms “bull” or “bear” used in the investing world to describe general actions, attitudes,...

2021-05-02

Predictable vs. Predictable

One of the many things I have observed during this pandemic is how similar people and Investments are. I know...

2021-04-25

You need to be flexible in your retirement planning

How often do you re-assess how much money you will need to last you through your retirement? Did you know...

2021-04-18

US equity markets – Beware the FOMO

The U.S. equity markets have attracted a lot of interest in recent months as the economic recovery takes shape (i.e.,...

2021-04-11

Good financial habits

The Planning and setting of goals are a very important part of our daily lives. This should also be applied...

2021-04-04

You are never too young to start investing

2020 saw extreme volatility in the investment market. Recent statistics suggest a significant increase in trading activity in the market...