Safe Investing for Jamaican Investors
Key Takeaways: As retirement nears, protecting capital becomes more important than chasing high returns. Safe investing balances steady income, lower volatility, and long-term financial security. Government and investment-grade bonds provide stability and predictable retirement income. Diversification reduces risk and protects portfolios from market and economic shocks. Retirement portfolios should align with your time horizon and […]
Are You as Frugal as You Can Be?
We are almost two months into 2026. Pause for a moment and think back to December 31st. The vision board. The fresh notebook. The promises whispered: This is the year I get serious about money. So, let me ask you, how are those resolutions coming along? By mid-February, reality usually sets in. The gym attendance tapers […]
Investing When the Headlines Are Loudest
Investing When the Headlines Are Loudest For many investors, uncertainty is unsettling. Market volatility, geopolitical tension, recession talk, and alarming headlines can trigger a natural instinct to pull back and wait for “things to calm down.” But history and personal experience suggests that periods of disruption often tell a more nuanced story. Over the years, […]
What to Buy When Everything Feels “Expensive”
These days, it seems like no matter where you look stocks, bonds, or even basic groceries everything feels expensive. It’s a common sentiment among investors. But “expensive” is a relative term. Understanding what it really means and how to navigate an environment of higher prices and cautious optimism can make a meaningful difference to your […]
What Are the Good Characteristics for a Good Investment in 2025?
A good investment keeps your money safe, pays fairly for the risk you take, lets you access cash when you need it, is clear about costs, and matches your goals and timeline. In 2025, stability and predictable income are more important than ever. Key takeaways Why These Characteristics Matter in 2025 Markets are influenced by […]
” When Life Changes, Money Changes Part 2 – Retirement”
When life changes, money inevitably changes too. Major life events often prompt reevaluating financial priorities, strategies, and habits. Understanding the intersection of life transitions and financial adjustments is crucial for maintaining financial health and achieving long-term goals. This week we explore transitioning into retirement and the best fixed-income strategies for your savings, and pension funds. […]
Changing Gears: No bonds, now what?
When the interest rate environment changes, investors face unique challenges, especially when it comes to replacing a maturing bond. For instance, many local investors hold the NROCC (National Road Operation and Construction Company Ltd.) 9.375% bond maturing in November. They received 50% of the principal in 2023, when yields and coupons were at record highs, […]
Harnessing the power of compound interest
Albert Einstein allegedly called compound interest the 8th wonder of the world. In the realm of personal finance, few concepts wield as much transformative potential as compound interest. Compound interest can help turn modest investments into substantial wealth over time. At its core, compound interest is the concept of earning interest not only on the initial […]