Generational Wealth
Creating generational wealth is a goal we often hear expressed by many, but families frequently do not have conversations about it or how to grow and sustain that wealth. Generational wealth refers to the wealth and assets that are passed down from one generation to the next within a family or community. This type of […]
Building Wealth is Not Enough
Estate planning is one of those topics many investors tend to avoid, not because it isn’t important, but because it feels uncomfortable and “far off.” In Jamaica, it is very common for people to focus heavily on building wealth through property, businesses, stocks and bonds, while overlooking what happens to those assets if something unexpected […]
Rebuilding Your Investment Portfolio After Hurricane Melissa
Hurricane Melissa forced many Jamaicans to make difficult financial decisions in a matter of days, including drawing down on long-term investments to rebuild homes and restore a sense of normalcy. While this setback was unavoidable, it highlights the importance of rebuilding with intention and creating a more resilient financial foundation for the future. The process […]
Riding Out the Storm: How USD-Denominated Assets Can Strengthen Your Portfolio
When Hurricane Melissa swept across Jamaica, it didn’t just shake rooftops and uproot trees it rattled the sense of stability many people felt about their personal finances. In the days that followed, as communities checked in on neighbours and cleared debris from roads, another conversation began to emerge: How do we make our money as […]
How CFOs should navigate the current environment
Whether you are managing a large corporate balance sheet or your retirement portfolio, all CEOs, CFOs, investors or financial controllers benefit from understanding the impact of the macro-economic environment on their business or investment strategy. Today we look at US and Jamaican monetary policy and their implications for our investment strategy: Central Bank Policy – Interest […]
Financial Markets Performance: Looking Back while Navigating Ahead
The year 2024 was a fascinating one for global financial markets, marked by shifting monetary policies, evolving geopolitical dynamics, and a continued focus on sustainability. While the markets faced periods of volatility, certain sectors demonstrated resilience, offering both challenges and opportunities for investors. In this article we’ll review the performance of financial markets in 2024, […]
Positioning your portfolio for changing interest rates
Throughout 2023 fixed income investors who were brave and had excess liquidity were able to take advantage of opportunities that arose in the bond market. Investors were able to add instruments that were investment grade at steep discounts. While some investors clutched their pearls, the brave stayed the course even as their portfolio value perhaps […]