When it comes to managing your wealth, your principal- your original sum of money invested- forms the bedrock of your financial journey. Whether you're a seasoned investor or new to wealth management, understanding the principles behind your principal is crucial for preserving and growing your assets. Here are 5 essential tips and considerations for making the most of your principal.
The first rule of investing is to avoid unnecessary losses. While all investments carry some risk, it’s essential to strike a balance between risk and return. This often means allocating your principal across a diversified...
Whether you are managing a large corporate balance sheet or your retirement portfolio, all CEOs, CFOs, investors or financial controllers benefit from understanding the impact of the macro-economic environment on their business or investment strategy. Today we look at US and Jamaican monetary policy and their implications for our investment strategy:
Central Bank Policy - Interest rates, liquidity injected or withdrawn by Central Banks and other policy tools that are primarily intended to manage Inflation. These levers affect your access to financing, end user demand for your goods and services and of course, the rate you pay on your debt...
The buying and selling of bonds can be a very simple and straightforward process, but there are a few features that must be understood regarding the calculations.
Face Value:
The face value of the bond can be considered the “principal” value of the loan. It is what the issuer will...
Mar 04, 2003
WHO INVESTS IN BONDS
Today we are going to look at the following two areas: Who are the people or institutions that usually invest in bonds; (and) What are their reasons for doing so?
First, however, we’ll do a quick recap of some of the basic facts about bonds. A bond is a form of I...
Feb 19, 2003
HOW RISKY ARE BONDS?
Last week we established that bonds are fixed interest investments that give higher returns than money market investments and individual investors or institutions that are looking for income and modest growth in the medium to long term investments would find them...
Feb 19, 2003
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