The start of a new year is a time for renewal, reflection, and fresh focus. It’s a season brimming with possibility, offering a chance to reset and realign your goals and mindset. Among the most transformative shifts you can make is embracing an abundance mindset—a belief that opportunities and resources are limitless, and that growth and success are always within reach. As you step into the new year, cultivating this perspective can unlock untapped potential and set the stage for a year of achievement and fulfillment.

As the year comes to a close and the festive spirit fills the air, it’s the perfect time to reflect on your financial goals and chart a course for 2025 and beyond. Much like preparing for the holidays, planning your finances requires thoughtfulness, balance, and a touch of cheer. Here are four key questions to guide your financial strategy, infused with Jamaican wisdom to inspire and uplift your plans:

The season of giving often centers around toys, gadgets, and other material items. While these gifts bring joy and excitement in the short term, there’s an alternative that can provide long-term value: financial gifts that grow over time. This year, Parents, grandparents, and godparents can make a more lasting impact by giving the gift of wealth. Consider buying a few stocks, units in a successful mutual fund or other starter investment accounts for significant future milestones like college or a home purchase.

Why Financial Gifts Make Sense

I have always wanted to experience Thanksgiving in the United States. The aspect that most appeals to me is not the feast, which is no surprise since I am not much of a foodie. Instead, I am most drawn to the “feeling” around Thanksgiving. As an outsider looking in, the “event” exudes positive vibes and feelings of gratitude. So, with another Thanksgiving behind us, I thought it would be a great time to reflect on how gratitude can impact your financial mindset. Studies show that cultivating an attitude of gratitude can improve your investment decisions and overall financial success.

Tis the season to be jolly and hopefully still be financially savvy. As the Holiday season fast approaches with 5 weekends to the most wonderful time of the year many people are eyeing their funds and trying to figure out if they are going to be a mean one like Mr. Grinch or jolly like St. Nick. It is no secret that many dread December as it can be one of the most challenging times when it comes to finances but in the spirit of optimism and joy of the season we can all get a bit of financial inspiration from Santa Claus.

The implications of a second Trump presidency could significantly shape the U.S. economy, the global economy, financial markets, and financial assets. Investors and policymakers are bracing for potential shifts in fiscal and monetary policy, as well as broader economic trends that are likely to unfold over the coming years.

U.S. Economic Outlook

When life changes, money inevitably changes too. Major life events often prompt reevaluating financial priorities, strategies, and habits. Understanding the intersection of life transitions and financial adjustments is crucial for maintaining financial health and achieving long-term goals. This week we explore transitioning into retirement and the best fixed-income strategies for your savings, and pension funds.

Client Profile:
Jamie Bond, a 50-year-old investor, is soon to receive the principal from his maturing NROCC bond, which had been his cornerstone investment over the past decade. Looking ahead, Jamie consults with his investment advisor to create a forward-thinking strategy that will preserve his capital, generate stable income, and maintain flexibility for future opportunities. Given his moderate risk tolerance, he is especially mindful of currency fluctuations and the broader economic shifts brought on by rising inflation and interest rates.